An unsecured loan is a loan that doesn't require collateral and instead is based on the credit history of the borrower. Unsecured loans are known to have higher rates of interest and as such are a more costly form of borrowing. Executors who are settling an estate with unsecured loans should consider resolving these higher interest rate loans earlier to reduce interest fees incurred by the estate.
What you need to know
How to open a loved one’s safe deposit box after they die
Opening the safe deposit box of your spouse or other loved one isn’t as easy as driving down to the bank. States often require multiple forms, and the laws depend on where you live. To make things simple, we’ve listed every state and what they require so you can open a safe deposit box quickly and easily.
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