Mortgage insurance is an additional cost for homeowners whose down payment on a property is below 20 percent. This insurance is intended to insure the mortgage in the event that the borrower defaults (ie is unable to make regular mortgage payments). Mortgage insurance would be considered a fixed expense for estate settlement as the payment would be the same each month. Executors should be aware of all legal contracts, especially insurance as the need to safeguard assets is crucial when administering an estate.
What you need to know
A probate guide written for people who aren’t lawyers
Probate is notoriously confusing. Small estate affidavits, formal vs. simple administration, executors & executrixes— there’s more than enough jargon to make your head spin. We get it, and that’s why we made a probate guide that actually tells you what you need to know without assuming anything. You’ll walk away with a tangible timeline, actionable next steps and real clarity on what probate actually means for you and your family.
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