Mortgage insurance is an additional cost for homeowners whose down payment on a property is below 20 percent. This insurance is intended to insure the mortgage in the event that the borrower defaults (ie is unable to make regular mortgage payments). Mortgage insurance would be considered a fixed expense for estate settlement as the payment would be the same each month. Executors should be aware of all legal contracts, especially insurance as the need to safeguard assets is crucial when administering an estate.
What you need to know
What to say when a loved one dies
Losing someone you love is one of the most difficult and emotionally raw experiences life has to offer— which is why it's often difficult to find the right words to share with a loved one. Please use this comprehensive list as a trusted guide for sharing your deepest sympathies.
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